“It was a long time after we took out the policy that my son broke his collar bone playing football,” explained Health Insure Wales client, Carl Jenkins.
A clavicle fracture, or broken collar bone as it is otherwise known, is a fracture of the clavicle bone which runs along the front of the shoulder to the breast bone or sternum in the middle of the chest. Once diagnosed and treated, the injury can take between 4 and 10 weeks to heal depending on the severity of the break.
“We had taken out the Family Medical Insurance Plan with David from Health Insure Wales as a safety net. We did not expect to be using it so quickly afterwards,” said Mr Jenkins.
A Family Medical Insurance Plan or Private Medical Insurance Plan ensures that assessment and treatment is conducted quickly without having to rely on the services of the NHS.
“My son was playing football and was involved in a collision where he broke his collar bone. Unfortunately, this was not a simply break. There were complications that resulted in prolonged and costly treatment. Thankfully, this was all done privately.”
“He is now back playing football,” said Mr Jenkins.
In the UK, reports show that between the ages of 15 and 19, 25 people per 1,000 in the population will get injured playing sport and need A & E treatment. That drops to 20 per 1,000 population in 10-14 year olds.
“Sporting injuries are very common,” added David Garnham from Health Insure Wales. “Whether it is playing football, rugby or running, there is a risk of injury. Our Family Medical Policies are there to cover Mum, Dad and the children who might be involved in sport. The Policy is the safety net if things go wrong.”
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