Barry Mayled, an Award Winning Architect with Heronlee Ltd from Penarth in the Vale of Glamorgan, first contacted us over 4 years ago. With his wife, Olive, Barry had originally setup a BUPA family policy over 25 years previously.

The BUPA family policy had increased annually and was now a considerable monthly commitment. He was dealing directly with BUPA as he felt this would ensure that he received the best deal. As he was already dealing direct with BUPA and believed that he was getting the best deal. There was no reason to use a third party independent adviser.

However, dealing direct with a provider does not always mean getting the best deal. Being independent, we looked at a number of different Private Medical Insurance providers. However, it became apparent that even by staying with BUPA, Barry was able to significantly reduce his monthly commitment.

As with Barry, reviewing a policy is a free-of-charge service and is provided to ensure everyone gets the best package of cover and cost. Constantly working in the industry ensures we aware of a wide range of health insurance packages. Trying to find such information by searching on the Internet is both time-consuming and difficult. Also, some information is only available to independent advisers.

We also undertaken free ongoing reviews of any cover. This allows us to review the changes in a family’s requirements and adjust any cover accordingly.

During a review just over a year ago, we recommended that it would be in his best interest to start a Company Type Healthcare scheme with Aviva, which was more tax advantageous plus was able to further reduce the premium Barry paid.

For further information or for a free review of your health insurance plans, please contact us on:

• david@healthinsurewales.co.uk
• call us on 07721 533443
• Via our website