Increased living costs mean that most people in Wales cannot actually afford to get ill, reports Health Insurance & Protection Daily.

The daily financial pressures on families today are heavier than ever before and suddenly being struck-down by an illness significantly adds to that burden. The stress of dealing with the illness is only compounded by the strain on a family’s finances.

For self-employed people and those on hourly contracts, there is additional stress. Many people employed by companies will have the breathing space of a period of sick-pay, but self-employed people and those on hourly contracts simply have their income stopped immediately.

There is no easy answer to the problem, with most families having a number of costly monthly commitments such as council tax, utility bills and food costs.

An increasing number of people are turning to Individual Health Insurance. This can cover the cost of private medical treatment for any acute conditions a person may suffer in the future. It could be as simple as a broken bone to more serious conditions like a heart attack or cancer. And there are a number of benefits of having health insurance including:

• Quick access to specialists and diagnostic procedures such as MRI, CAT & PET;
• Avoiding NHS queues, reducing the time required to get treatment and get better;
• With 100s of hospitals to choose from, treatment can be close to home;
• Treatment takes place in a private clinic;

There is a wide range of Health-related insurance policies that provide protection and security and some of these policy types cover the scenario where a person is unable to work because of illness or injury.

Knowing that the regular household payments will be made and a family’s financial commitments are met during a difficult period in someone’s life takes away one worry at a very stressful time.

For further information on Individual Health Insurance, please contact us on:

• david@healthinsurewales.co.uk
• call us on 07721 533443
• Send an enquiry via our website